"Personal Loan in India 2025: Best Offers, Interest Rates, and Eligibility"
Personal Loan in India 2025: Best Offers, Interest Rates, and Eligibility A personal loan is a financial product that allows you to borrow money from a lender for personal use. Whether you want to consolidate debt, finance your wedding, or pay for medical expenses, a personal loan can help you achieve your goals. 1. Best Personal Loan Offers in 2025 SBI Personal Loan: Interest Rate: 10.50% p.a., Loan Amount: Up to ₹20 Lakhs, Tenure: Up to 6 years HDFC Bank Personal Loan: Interest Rate: 10.75% p.a., Loan Amount: Up to ₹40 Lakhs, Tenure: Up to 5 years 2. Factors Affecting Personal Loan Interest Rates Credit Score: Higher score means lower interest Income Level: More income = better offers Loan Tenure & Amount: Longer tenure may increase interest 3. Personal Loan Eligibility Criteria Age: 21-60 years Minimum Income: ₹20,000/month Credit Score: 750+ Employment: Salaried or Self-employed 4. How to Apply for a Personal ...